Super
CategorySuper fund categories and what they mean
There are four different categories of super funds. These have different primary features and are more applicable to certain people than t..
What is an annuity?
An annuity provides guaranteed income for a number of years, or for the rest of your life. It is also known as a lifetime or fixed-term pe..
Super scams: What to look out for
The market for super funds is extremely competitive. Scammers take advantage of this by promising unrealistic benefits to acquire personal..
First home super saver scheme
The first home super saver (FHSS) allows individuals to save up for their first home in their super fund. The money saved in the super fun..
Consolidating your super
Consolidating your super can save you time and money. Consolidating your super means that rather than having multiple different accounts, ..
Choosing a super fund
Choosing a super fund requires taking multiple things into consideration. Such as its performance, the fees you will be required to pay, d..
Insuring your super
Most super funds offer insurance as part of their super plan. It is important to be aware of what types of insurance you are covered by th..
Salary Sacrificing for your Super
One of the most effective ways to add to your super balance is through salary sacrifice. Salary sacrifice involves the employee agreeing t..
Amnesty means that 24,000 businesses own up to underpaying Aussies superannuation
An amnesty scheme which ended earlier this month has caused around 24,000 businesses to admit to underpayment of their worker’s super. A t..
Splitting your SMSF assets during divorce
Running an SMSF under regular circumstances comes with enough compliance obligations as it is. Adding divorce or separation into the equat..